FinTech Startups

Browse fintech startups disrupting financial services. From payments and lending to crypto infrastructure and insurance tech, these founders are building the future of money, banking, and financial access.

30
Total Startups
7%
With Revenue
33%
Technical Founders
Seattle
Top City

FinTech Startups (30)

Policy Perks

by Brandon Boyd

MVP
Stage: PRE SEED
FINTECHINSURANCEECOMMERCE MARKETPLACES+1
MarketplaceTransactional

Policyholders making insurance claims lack a direct way to earn rewards on claim-related purchases and insurers/brokers have limited tools to drive value and recover costs from claim spend.

Technical

INsure Wallet

by Brandon Boyd

MVP
Stage: PRE SEED
FINTECHPAYMENTSINSURANCE+1
TransactionalAPI-Based

Traditional insurance claim payouts are slow, leaving policyholders without immediate funds for urgent repairs, housing, contractor payments, and essentials.

neironhub

by Max Ratinov

MVP
Stage: PRE SEED
AI INFRASTRUCTUREAPPLIED AIB2B SAAS+67
SaaSMarketplace

Businesses struggle to deliver AI projects end-to-end (scoping, sourcing and vetting experts, ensuring security/compliance, and managing delivery).

Product BuiltWebsite

Relief Wallet

by Brandon Boyd

Prototype
Stage: PRE SEED
FINTECHINSURANCEPAYMENTS+1
TransactionalSaaS

Slow and uncontrolled insurance claims payouts (days to weeks) exacerbate financial instability for policyholders, while insurers lack real-time control and visibility into emergency disbursements.

Repeat Founder

Magen LLC

by Seth Phillips

Idea
Stage: BOOTSTRAPPED
FINTECHAI MLBIO HEALTHCARE+2
SaaSLicensing

Kuyabi

by Delanyo Atakli

Prototype
Stage: ANGEL
FINTECHCONSUMERINTERNATIONAL EMERGING MARKETS+1
TransactionalUsage-Based

EquityNav

by Nick Knepper

MVP
Stage: ANGEL
AI MLFINTECHB2B SAAS
SaaS

Agroasys

by Aston Steven

Prototype
Stage: PRE SEED
FINTECHCRYPTO BLOCKCHAINSUPPLY CHAIN TOOLS+2
MarketplaceTransactional

Africa's agricultural trade is fragmented, opaque, and inefficient: fragmented supply chains, high remittance fees (7–12%), payment delays, and sourcing challenges.

Product BuiltTechnical

Nadex Managed Account 2.0

Launched
Stage: BOOTSTRAPPED
FINTECHINVESTING WEALTHTECH
ServicesAgency

Traditional hedge fund investments have lower returns and limited flexibility; most retail investors cannot consistently profit from binary options/Nadex trading due to risk and skill requirements.

Product BuiltWebsite

Dedup Co

by Dedup Tester

FINTECH

Stablecoin Startup

by ISMAIL MUSA GALAWA

Idea
Stage: PRE SEED
CRYPTO BLOCKCHAIN

SQ Capital

by Avinash Kumar

Launched

India

Stage: BOOTSTRAPPED
FINTECHINVESTING WEALTHTECH
ServicesSubscription

Traditional hedge funds that perform are often inaccessible to smaller investors, slow to adapt, and lack transparency. Retail traders and small-scale investors often fail due to lack of expertise,...

Georgia Potgieter

by Georgia Potgieter

AI MLAPPLIED AIFINTECH+1

TokenOS

by Tyler Ray

Launched

Seattle, WA

Stage: SEED
AI MLCRYPTO BLOCKCHAIN
SaaSAPI-Based

Web3 builders struggle to launch apps, websites, and tokens quickly; developer scarcity and high fraud/scam risk.

Product BuiltRepeat FounderTechnicalWebsiteLinkedIn

ntradeX

by Kalada Sika

Launched
Stage: PRE SEED
FINTECHPAYMENTS
Transactional

High fees and slow transaction speeds for international payments; limited access to multi-currency wallets and real-time settlement.

Product BuiltRevenue

Cash Bull Capital Inc.

by James Ro

Stage: BOOTSTRAPPED
FINTECHLENDING
Repeat FounderWebsite

Web3 Enabler, Inc.

by Alex Hochberger

Launched

Florida

Stage: SEED
CRYPTO BLOCKCHAINB2B SAASFINTECH+1
SaaSAPI-Based

Legacy corporate systems and financial rails do not natively connect to blockchain infrastructure.

Product BuiltRevenueRepeat FounderTechnicalWebsiteLinkedIn

Cache Banking

by David Yunghans

MVP

Urbana, IL

Stage: PRE SEED
CRYPTO BLOCKCHAINFINTECHPAYMENTS
ServicesTransactional

Crypto holders lack seamless banking options to convert and use crypto as everyday fiat across global currencies.

Product BuiltRepeat Founder

QRF (Quantum Risk Framework)

by Benjamin Riaz

Prototype
Stage: PRE SEED
FINTECHCRYPTO BLOCKCHAININVESTING WEALTHTECH
Services

Traditional one-sided trading requires more capital and only profits on directional moves; two-sided markets allow profiting on rises and falls but introduce leverage risk. Need a systematic approach...

TaxIQ Pro

by Christian Dalzell

MVP
Stage: SEED
APPLIED AIAI MLB2B SAAS+2
SaaSSubscription

Enterprise multi-entity tax transparency and consolidation across jurisdictions

Technical

RICH AI CHAIN

by Samuel E. Ugeh

MVP
Stage: PRE SEED
AI MLCRYPTO BLOCKCHAINWEB3 CRYPTO

Lack of interoperability between blockchains, slow/expensive consensus mechanisms, limited real-world integration and utility.

Product BuiltTechnicalWebsiteLinkedIn

Enhanced Points Inc.

by Fahad Hossain

Beta

New York

Stage: PRE SEED
AI MLAPPLIED AIB2B SAAS+1
SaaSServices

Fundraising and investor relations workflows for alternative asset managers are manual, fragmented, and inefficient.

Product BuiltRepeat FounderTechnicalLinkedIn

MonetoX

by Harman Badesha

Prototype

Toronto, Ontario

Stage: PRE SEED
PAYMENTSFINTECH
FreemiumSubscription

High transaction fees (up to ~4%) and slow settlement times (days) that hurt SMB cash flow and profits.

Technical

Wristkey Global Socials/ Collective Couriers LLC

by Marco McKinley

New York

AI MLCRYPTO BLOCKCHAIN

Quantum Knight Inc.

by Andy Schwaderer

Launched

California

Stage: PRE SEED
CRYPTO BLOCKCHAIN
LicensingSaaS

Enterprise data and privacy vulnerable to hacks, AI-driven attacks, and emerging quantum threats; current encryption and vendor compromise leave data exposed.

Product BuiltRepeat FounderTechnicalWebsiteLinkedIn

VeritasIQ

by Jerry D Glasscock

Launched

Austin, TX

Stage: SEED
B2B SAASFINTECH
SaaSServices

Legal and compliance analysis is costly, slow, and error-prone.

Product BuiltTechnicalWebsite

GIVVY

by Gregorio Lacava

MVP
CRYPTO BLOCKCHAIN

Investors and token holders seek dependable yield while contributing to social impact, but existing "charity tokens" often lack reliability, transparency, and trustworthy allocation of funds.

Product Built

Oryva

Idea
Stage: SEED
FINTECHINVESTING WEALTHTECH
SubscriptionTransactional

Small savers face slow, passive returns at banks and complex, self-directed trading apps. Underserved users lack access to actively managed investment growth for small contributions.

Digital Business Equity (DBE)

by Arslan Amir

Prototype
Stage: PRE SEED
FINTECHECOMMERCE MARKETPLACES
Data SalesTransactional

TaxLoop

by James Opara

Prototype
Stage: PRE SEED
FINTECHB2B SAASCONSUMER
SaaSSubscription

About FinTech Startups

Our community includes 30 startups in the FinTech space. Funding stages span 15 at PRE SEED, 5 at SEED, 4 at BOOTSTRAPPED, 2 at ANGEL.

12 startups have built a working product. 2 are generating revenue. 33% have technical co-founders who can build and iterate on product.

Investors interested in FinTech can browse these startups and use our AI-powered matching to find companies that align with their investment thesis, stage preference, and check size.

Frequently Asked Questions

How many FinTech startups are in this directory?
We currently track 30 FinTech startups in our community. 12 have built a product, and 2 are generating revenue.
What percentage of FinTech startups have technical founders?
33% of FinTech startups in our directory have at least one technical co-founder, which is an important signal for investors evaluating a startup's ability to build and iterate on their product.
How can I invest in FinTech startups?
The Founders' Group connects investors with vetted FinTech startups. Our AI-powered matching algorithm considers sector focus, stage fit, check size, and thesis alignment. Browse our investor directory or contact us to learn more.
What makes a strong FinTech startup?
Top FinTech startups typically demonstrate deep domain expertise, a clear understanding of their target market, defensible technology or IP, and early traction with paying customers or engaged users. Strong unit economics and a realistic go-to-market strategy are also key differentiators.
Where are most FinTech startups located?
The highest concentration of FinTech startups in our community is in Seattle, Urbana, Toronto. However, we work with startups from across the US and internationally.

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